AU Resident Intelligence
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The RBA Cash Rate in 2026: What It Means for Your Mortgage and Savings
The Reserve Bank of Australia's cash rate sits at 4.35% as of August 2026, after the RBA chose to hold rates steady at its August meeting. If you have a variabl...
Low Income Tax Offset (LITO) 2026: Thresholds and How Much You Get
If your taxable income is under $66,667, part of your tax bill is being reduced automatically through the Low Income Tax Offset â you don't apply for it, and yo...
First Home Buyer Stamp Duty Concessions in 2026: State by State
Stamp duty is one of the largest upfront costs in buying a home, and it's entirely set by state and territory governments â which means the exemption or concess...
Commonwealth Rent Assistance 2026: Current Rates and How Payments Are Calculated
Commonwealth Rent Assistance (CRA) doesn't work like a flat rebate â it's calculated using a formula tied to how much rent you actually pay, on top of whichever...
Medicare Safety Net Thresholds for 2026: What Counts and When You Get More Back
If you're seeing a GP, specialist, or getting tests and scans regularly, you may be paying more out of pocket than you need to simply because you haven't regist...
Deeming Rates in 2026: How Centrelink Assesses Your Savings and Investments
Centrelink doesn't ask what your bank account or share portfolio actually earned this year. Instead, it uses a fixed formula called "deeming" to assume a certai...